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Always use the TEXT( ) macro when passing string literals as function arguments. Never assume a reference to a Unicode string is the same as the starting address for the string. When you need an address, use the & operator. Don t assume that a count of characters in a string is the same as the size of the buffer needed to hold the characters. Always multiply the character count ( plus a terminal null, if one is necessary ) by either sizeof(TCHAR) or sizeof(wchar_t) to calculate storage space. Always use the string handling functions that are matched to the declared type of the strings you are manipulating.

To understand why securitizing dicey mortgages was such a lucrative business for Wall Street, consider that the average subprime mortgage in 2006 had an interest rate in the 85 percent range, yet through the magic of securitization, 80 percent of a pool of these mortgages (the tranches with an AAA rating), paid investors only around 3 percent, and even the lowest investment-grade tranche yielded less than 4 percent That s an enormous spread: on a $1 billion pool, the interest received would be $85 million (assuming the homeowners all paid) and the interest paid out would be less than half that The magic of securitization turned turds to gold, so it s little wonder that Wall Street rms wanted to buy as many high-interest-rate mortgages as possible To be clear, there s nothing inherently wrong with securitization.

(d) xp(a2) = 1. xp(a2b) = ~ p ( b ) .xp(l) = 1. xp(-l) = (-1)(p-')l2. 8.6 Construct a Hadamard matrix of order 20. 8.7 Construct the Hadamard codes A20,2320 and '220. Which of these are linear codes Which are cyclic 8.8 Construct a generator and parity check matrix for RM(2,4). 8.9 Show that R M ( r , rn) is a subcode of R M ( r 1, m). 8.10 Show that R M ( 0 , rn) is a repetition code. 8.11 Show that R M ( m - 1, rn) is a simple parity check code. 8.12 Show that if c E R M ( r , m ) , then (c, c) E R M ( r , m 1). 8.13 For each of the following received sequences received from RM(1,3) codes, determine the transmitted codeword c.

It has been around since 1970 and is used for many types of debt, including credit cards, auto loans, and debt used to back buyouts (leveraged loans) But securitization has some inherent dangers that must be considered The biggest is that it separates the person or entity making the loan from the consequences of the loan defaulting, which is a recipe for disaster unless three parties to this process act rigorously: 1 Wall Street rms needed to make sure that the banks and mortgage brokers and wholesalers from which they bought loans had adhered to high standards when underwriting the loans 2 The rating agencies needed to maintain high standards and refuse to rate pools lled with poorly underwritten loans 3.

In metrology CGPM General Conference of Weights and Measures (CGPM); OIML International Organization of Legal Metrology (OIML); ISO International Organization of Standardization (ISO); EUROMET International Electronic Electrotechnical Commission; WELMEC European Cooperation for Legal Metrology (WELMEC); and other more specialized organizations. 2.4. Legal metrology1 2.4.1. Scope of legal metrology The term legal metrology applies to any application of metrology that is subject to national laws or regulations. This definition means that the scope of legal metrology may vary considerably from one country to another. With the exception of research, any application of metrology may fall under the scope of legal metrology if regulations are applicable to all measuring methods and instruments, and in particular if quality control is supervised by the state. This is the case in some countries, whereas in most countries the regulated area generally concerns measurements for trade. However, many countries also regulate Health and Safety policy and evidential measurements. Legal metrology covers measurements and measuring instruments that the state considers to be to much a sensitive subject for society. The Technical Barriers to Trade Agreement (World Trade Organization) sets up a framework under which technical regulations may be developed, and this framework applies to the scope of legal metrology. Article 2.2 defines what is and is not be covered by legal metrology:

The institutional buyers around the world needed to do their own due diligence on what they were buying (rather than blindly relying on the ratings) and refuse to buy securities based on pools lled with poorly underwritten loans Needless to say, none of the three safeguards happened..